Shruti was born in Hassan as Girija, who is an actress in South Indian film industry. Shruti has acted in more than 100 Kannada films and several films in other languages such as Tamil and Malayalam. She was given the name as Shruti by the famous Kannada actor director Dwarakish, who also introduced her as a leading actor for his film ‘Shruti’ in 1990. Shruti started her movie career as supporting characters before venturing into mainstream films. "Shruti" movie was a most successful film running over 100 days in theaters across Karnataka.
Some of the most famous and memorable movies are, Shruti,Bombat Hendthi , Veerappa Nayaka,Midida Hrudayagalu, Taayi Illada Tavaru, Muddina Maava, Gauri Ganesha.Tamil movie Kalki directed by the legendry Tamil director K. Balachander in 1996 won her Filmfare Award and also the Tamil Nadu State award for best actress in the leading role. She has won three state awards and four Filmfare Awards. She once ruled the Kannada industry in 1990's and was also known as the most versatile actor.
Shruti also started her small screen debut in the serial 'Sthreedhanam' in Malayalam and Tamil serial 'Karthigai Pengal'.
She was married to Kannada film director S. Mahendar for eleven years and divorced in 2009. She is currently married to a journalist turned director.